Shoulder injuries are among the most debilitating and expensive workers' compensation claims. A torn rotator cuff or labrum can require surgery, months of physical therapy, and may permanently limit your ability to perform certain jobs. Here's what you need to know about workers' comp for shoulder injuries.
Common Work-Related Shoulder Injuries
The most common work-related shoulder injuries include rotator cuff tears (partial or full thickness), SLAP tears of the labrum, shoulder impingement syndrome, AC joint separation, shoulder dislocations, and bicep tendon tears. These injuries typically result from falls, lifting heavy objects, repetitive overhead work, or being struck by objects.
Rotator Cuff Tears and Workers' Comp
Rotator cuff tears are particularly common in workers who perform overhead tasks — painters, electricians, warehouse workers, and construction workers. A full rotator cuff tear typically requires surgery (arthroscopic repair) followed by 4–6 months of physical therapy. Workers' comp must cover all of these costs.
Pre-Existing Conditions and Shoulder Claims
Insurance companies frequently deny shoulder injury claims by arguing the condition is a pre-existing degenerative condition, not a work injury. Under the "aggravation doctrine," workers' comp covers a work injury that aggravated or accelerated a pre-existing condition. You are entitled to benefits even if your shoulder was not perfect before the injury.
Shoulder Injury Settlements
Average workers' comp settlements for shoulder injuries range from $20,000–$40,000 for minor injuries to $75,000–$200,000 for serious tears requiring surgery and resulting in permanent limitations. Factors affecting settlement value include the severity of the tear, whether surgery was required, your age and occupation, and the degree of permanent impairment.
Returning to Work After Shoulder Surgery
Recovery from rotator cuff surgery typically takes 6–12 months before full work capacity is restored. Your employer may offer modified duty before you're medically cleared for full duties. You are not required to accept modified duty that exceeds your medical restrictions. Keep detailed records of all restrictions your doctor places on your activity.
Permanent Disability for Shoulder Injuries
If your shoulder injury results in permanent limitations — reduced range of motion, chronic pain, or inability to return to your previous occupation — you may be entitled to permanent disability benefits. These are calculated based on an impairment rating assigned by your treating physician or an IME physician. An attorney can challenge an unfairly low impairment rating.
Need a workers' comp attorney? The information in this guide is general in nature. For advice about your specific case, consult a licensed workers' compensation attorney in your state. Free consultations are available — find an attorney near you.