Knee injuries are among the most common workplace injuries, particularly in physically demanding jobs. Whether you suffered a traumatic injury from a fall or developed knee problems from years of kneeling, squatting, or climbing, workers' comp provides comprehensive coverage.
Types of Work-Related Knee Injuries
Covered work-related knee injuries include ACL and PCL tears, meniscus tears (medial and lateral), patellar fractures and dislocations, knee contusions and lacerations, prepatellar bursitis (common in flooring workers and carpet layers), and degenerative arthritis aggravated by work activity. Both acute injuries and cumulative trauma conditions qualify.
ACL Tears and Workers' Comp
ACL tears typically require reconstructive surgery followed by 6–12 months of rehabilitation. Workers' comp covers the full cost of surgery, all related medical care, and wage replacement during recovery. ACL reconstruction typically results in workers' comp settlements ranging from $30,000–$70,000 depending on permanent impairment.
Meniscus Tears
Meniscus tears are extremely common in workers who kneel, squat, or twist repeatedly — flooring installers, plumbers, electricians, and construction workers. Meniscus surgery (arthroscopic repair or meniscectomy) is covered by workers' comp. If significant cartilage is removed, you may develop post-traumatic arthritis, which also qualifies for ongoing benefits.
Total Knee Replacement from Work Injury
If your work injury leads to total knee replacement, workers' comp must cover the full cost of surgery, hospitalization, and rehabilitation. Knee replacement cases typically result in significant permanent disability awards due to the lifelong limitations involved. These cases almost always benefit from attorney representation.
Proving a Knee Injury Is Work-Related
Insurance companies often dispute knee injury claims by arguing the condition is degenerative rather than work-related. MRI findings of "degenerative changes" do not disqualify your claim — if work activities aggravated or accelerated your condition, you're still entitled to benefits. Your doctor's opinion linking the injury to your work activities is critical.
Need a workers' comp attorney? The information in this guide is general in nature. For advice about your specific case, consult a licensed workers' compensation attorney in your state. Free consultations are available — find an attorney near you.